Having Health Insurance Does Not Mean Having Healthcare
Everyone has health insurance, but not many have healthcare. Which do you have?
Health insurance was only designed to cover you during the big, bad ugly stuff. So why do we use it for everything?
Using health insurance is inescapable in every aspect of the system—from primary care to specialists to prescriptions. And with that, we are suffering the consequences—long waits, expensive and impersonal care, surprise bills, unnecessary tests. You know it all too well.
When it comes to the burdens health insurance brings into primary care, more and more doctors are finally saying enough.
These doctors are part of a movement called Direct Primary Care. Direct Primary Care removes the barriers of health insurance from primary care by offering patients unlimited, direct access to their doctor for one, fixed monthly fee.
With Direct Primary Care, you’ll never sit in a waiting room, receive a surprise bill, overpay on labs or prescriptions, or experience another unnecessary panic-ER visit.
Text them about that weird rash you’ve been ignoring, call in for a prescription refill, get a same or next day appointment, get daily consultation for sleep, exercise, nutrition, and stress. Whatever you need—they’ve got your back.
Because if you don’t have that, you don’t have healthcare.
It wasn’t always this way. When did this happen?
Way back in World War II, new labor laws were introduced to the US. The government froze wages and allowed employers to start offering tax-free health benefits to stay competitive.
In 1965, President Johnson signed Medicare into law. This took people who needed care the most and made it free.
Over the years, Medicare covered more and more services, inserting the middleman between doctors and patients. Price was now disconnected from the patient.
To stay competitive, private insurers followed suit, and administrative overhead grew tremendously. There were now more administrators than active physicians.
Because the price and the patient were now disconnected, price began its steep journey uphill. As administrative overhead grew, so did the cost. Healthcare prices increased by 2300% between 1970 and 2009.
Essentially, in 2010, the Affordable Care Act took something that wasn’t working and told everyone they had to buy it. This catapulted healthcare into the state it’s in today.
But it doesn’t have to be this way. Direct primary care is changing the game.
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